It doesnt matter if you spent the cent or not to be honest. Evony has a contract with the CC companies that binds them to the rules of the CC company. Most CC companies let you charge back if you are UNHAPPY with the level of service or quality of item you have paid for as long as you have tried in good faith to contact the company and resolve the issue TO YOUR satisfaction, not evonys.

Basically it isnt fraud because evony has agreed with the credit card company that you can charge back based on your satisfaction with the product. Clearly if they cut you off from the product you have spent money on you will not be happy.

No fraud there at all.