Quote Originally Posted by theblitz View Post
Is it just the gear or the actual level of the hero?

What level is the trade-off between attack and intelligence?
For example, my "most intelligent" hero is 165 with gear but that would mean only 45 attack.
It isn't about the level or gear per se, but what you can actually accomplish in battle. Usually when you're hitting for loyalty, you're dealing with easy respawns. Thus, you lower casualties by using low attack and high intelligence. Of course, if you can't kill all of the incoming stacks before they reach your archers, then you shouldn't switch to Intel gear.