Some of the replies in this thread are rediculous.... If you lose your last city you just make a new one. Cities are worthless, they are a dime a dozen. Its your hero that matters and if your last town is down to 0 loy your hero is gone, and so are all your troops. Saving that 1 beaten down does nothing. If your last town is down to 0 loyalty and you lose it, you just are able to start a new town in a random flat.

This is a great change in the game I only wish it didnt take evony so long to accomplish something so obvious. I hope this is the begining of a new trend from Evony.... Adding things to the game that actually make sense.