Hit a level 5 NPC with 500 ballista and 500 transporter and with no losses at all the freedom, wisdom & courage medals drop like ripe apples. Around 20% drop rate.
How to make friends and influence people. It's a good read. Check it out.
As for your assertion, level 5's are the newb level cut-off. BTW, my numbers are closer to 50% drop rate using my strategy. To each their own I guess.
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